Europe's most widely adopted team expense card. Free plan for up to 3 users, fast setup, and the most employee-friendly interface in this category.
Visit Pleo →Best-in-class spend control: custom card-level limits, department budgets, and instant card freezing. Trusted by over 60,000 businesses across Europe.
Visit Soldo →Pleo: Best if you want the fastest setup and the most polished employee app, especially under about 30 people.
Soldo: Best if spend control matters more than convenience: card-level rules, department budgets, and instant freezing.
| Feature | Pleo | Soldo |
|---|---|---|
| Starting price | Free (3 users) | Free plan |
| Free plan | Yes | Yes |
| Physical cards | Yes | Yes |
| Virtual cards | Yes | Yes |
| Invoice management | Limited | No |
| Reimbursements | Yes | Yes |
| Accounting sync | Yes | Yes |
| Best for | Teams wanting card-first simplicity | Tight department spend control |
Both platforms offer a genuinely usable free plan, so the decision comes down to what you are optimizing for. Pleo is built around convenience: get cards issued and receipts captured with minimal setup. Soldo is built around control: granular spend rules, department budgets, and instant card freezing. Teams that want simplicity tend to prefer Pleo. Finance teams that want to enforce spend policy before it happens tend to prefer Soldo.
See the full comparison table with all five platforms side by side.