Soldo review

8.2 / 10

Best-in-class spend control: custom card-level limits, department budgets, and instant card freezing. Trusted by over 60,000 businesses across Europe.

Free plan UK, EU Xero integration
Free plan Paid from ~£9/user/mo
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Who Soldo is best for

Soldo suits organizations with multiple departments or cost centers that need pre-approved, rule-based spending rather than post-purchase policy enforcement.

Pros and cons

Pros

  • Granular, card-level spend rules (category, merchant, time window)
  • Department and project-level budgets with real-time tracking
  • Instant card freeze/unfreeze from the app
  • Free plan is genuinely usable, not just a trial

Cons

  • No invoice or accounts-payable management
  • Interface is more utilitarian than Pleo\u2019s consumer-grade app
  • Setting up granular rules takes more admin time upfront

Pricing and features at a glance

Starting priceFree plan
Free planYes
Physical cardsYes
Virtual cardsYes
Invoice managementNo
ReimbursementsYes
Accounting syncYes
Best forTight department spend control

Our verdict

Bottom line

Soldo is the pick when spend control matters more than convenience. It\u2019s built for finance teams that want to define exactly what each card can do, rather than issue cards and review after the fact.

Still deciding?

Use the full comparison table to shortlist by price, features, and team size, then check directly with the provider.

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